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Retail & Mixed-Use Property Insurance

Retail and mixed-use properties combine landlord responsibility, tenant exposure, and operational risk. PEAK designs integrated insurance programs that streamline coverage across ownership structures while strengthening compliance, liability protection, and underwriting confidence.

Common Challenges in Retail & Mixed Use

How PEAK Solves These Challenges

Common Challenges in Retail & Mixed Use

Retail and mixed-use operators face complex exposures that often result in coverage gaps, inefficiencies, and carrier hesitation:
  • Tenant insurance compliance inconsistencies
  • Lease language that creates uninsured liabilities
  • Shared spaces with high foot traffic (parking lots, walkways, elevators)
  • Mixed ownership (retail, residential, office) under one roof
  • Frequent changes in occupancy impacting exposure data
  • Certificate tracking challenges for multiple tenants
  • Carrier concerns around slip-and-fall frequency

How PEAK Solves These Challenges

PEAK improves portfolio stability and compliance through:
  • Lease compliance audits aligning tenant responsibilities with landlord protections
  • Risk transfer reviews to ensure tenants maintain proper coverage
  • Shared-space liability mapping that clarifies exposures for carriers
  • Integrated property & liability structures across mixed-use configurations
  • Retail/Mixed-Use Risk Scorecards identifying coverage gaps and operational risks
  • CAT modeling for retail-heavy regions (hail, wind, flood)

Request Your Retail & Mixed-Use Risk Scorecard

Understand lease compliance gaps, tenant exposures, and portfolio liability risk with a PEAK Risk Scorecard.
Get Your Retail/Mixed-Use Risk Scorecard

Core Capabilities

Case Studies

Core Capabilities

  • Retail & mixed-use property programs
  • Tenant risk transfer management
  • Lease compliance audits
  • Shared-area liability coverage
  • CAT modeling & exposure framing
  • Risk engineering & inspection support

Case Studies

Shopping Center Portfolio – Midwest

Decreased slip-and-fall frequency by 42% after implementing a PEAK-designed liability mapping and tenant compliance process.

Mixed-Use Tower – Southeast

Resolved multi-tenant certificate tracking issues and consolidated coverage, reducing premiums by 11%.
Contact us to know more

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Submit the Broker Quote Request Form for an underwriting-ready portfolio evaluation.
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